Capital Growth Strategy Map 📈CapitalGrowthGoal: beat inflation📖 Value InvestingBuy below intrinsic valueP/E · P/B · DCF · Buffett style🚀 Growth StocksHigh EPS growth potentialTech · EV · AI · Biotech📦 ETF / Index FundLow-cost diversificationSPY · QQQ · KWSP · ASB🏗 REITsReal estate exposureIGB REIT · Pavilion · O (Realty)📅 DCA StrategyDollar Cost AveragingInvest fixed amount regularly⚡ MomentumTrend-following strategyRSI · MACD · Moving Avg🏆 Golden Rule: Time in market beats timing the marketCompound interest works best over 10+ years · Stay invested · Don't panic-sell
💹 Power of Compound Interest (RM10,000 invested)RM0RM17kRM34kRM50kRM67kYr 0Yr 5Yr 10Yr 15Yr 2010% → RM67k7% → RM39k4% → RM22k⚡ Rule of 72Years to double = 72 ÷ interest ratee.g. 72 ÷ 8% = 9 years to double!🧠 Start Early!10yr head start = +10x more wealthTime is your greatest investment asset

📅 Dollar Cost Averaging (DCA) — Visualized

Monthly investment of RM500 — regardless of pricePriceAvgM1M2M3M4M5M6M7M8M9M10M11M12M13Time✅ DCA Benefits• Remove emotion from investing• Buy more when cheap, less when pricey

🆚 Value vs Growth Investing

📖 Value Investing

🎯Buy below intrinsic value
📊Low P/E, P/B ratios
💪Strong fundamentals
Long-term horizon (5–10yr)
🏆Warren Buffett style
🔍DCF + Graham number analysis

🚀 Growth Investing

📈High revenue/earnings growth
💻Tech, AI, Biotech sectors
🔮Future potential over current value
Higher risk, higher reward
🦅Cathie Wood / Peter Lynch style
📉Volatile, needs strong conviction

💡 Blend both — core value holdings (60%) + growth satellites (40%) for balanced wealth building

⚠ Educational purposes only. Past performance doesn't guarantee future results. DYOR.
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