📈 Capital Growth Strategy

Grow your wealth systematically. Beat inflation. Build lasting financial freedom.

Capital Growth Strategy Map 📈 Capital Growth Goal: beat inflation 📖 Value Investing Buy below intrinsic value P/E · P/B · DCF · Buffett style 🚀 Growth Stocks High EPS growth potential Tech · EV · AI · Biotech 📦 ETF / Index Fund Low-cost diversification SPY · QQQ · KWSP · ASB 🏗 REITs Real estate exposure IGB REIT · Pavilion · O (Realty) 📅 DCA Strategy Dollar Cost Averaging Invest fixed amount regularly ⚡ Momentum Trend-following strategy RSI · MACD · Moving Avg 🏆 Golden Rule: Time in market beats timing the market Compound interest works best over 10+ years · Stay invested · Don't panic-sell
💹 Power of Compound Interest (RM10,000 invested) RM0 RM17k RM34k RM50k RM67k Yr 0 Yr 5 Yr 10 Yr 15 Yr 20 10% → RM67k 7% → RM39k 4% → RM22k ⚡ Rule of 72 Years to double = 72 ÷ interest rate e.g. 72 ÷ 8% = 9 years to double! 🧠 Start Early! 10yr head start = +10x more wealth Time is your greatest investment asset

📅 Dollar Cost Averaging (DCA) — Visualized

Monthly investment of RM500 — regardless of price Price Avg M1 M2 M3 M4 M5 M6 M7 M8 M9 M10 M11 M12 M13 Time ✅ DCA Benefits • Remove emotion from investing • Buy more when cheap, less when pricey

🆚 Value vs Growth Investing

📖 Value Investing

🎯Buy below intrinsic value
📊Low P/E, P/B ratios
💪Strong fundamentals
⏳Long-term horizon (5–10yr)
🏆Warren Buffett style
🔍DCF + Graham number analysis

🚀 Growth Investing

📈High revenue/earnings growth
💻Tech, AI, Biotech sectors
🔮Future potential over current value
⚡Higher risk, higher reward
🦅Cathie Wood / Peter Lynch style
📉Volatile, needs strong conviction

💡 Blend both — core value holdings (60%) + growth satellites (40%) for balanced wealth building

⚠ Educational purposes only. Past performance doesn't guarantee future results. DYOR.