🎓 Daily Learning Hub

Knowledge compounding — a little every day builds massive investment intelligence over time.

📅 Weekly Learning Routine

🎯
Monday
Set Your Weekly Goals

Review your portfolio. Note any earnings releases this week. Identify 1–2 stocks to research deeper. Don't trade out of boredom.

📊
Tuesday
Read an Annual Report

Pick one stock from your watchlist. Read the CEO letter & financial summary. Focus on: revenue trend, profit margin, debt level, dividend history.

📈
Wednesday
Chart Analysis Practice

Open TradingView. Pick any stock. Draw support/resistance levels. Check RSI + MACD. Practice without real money first.

🌐
Thursday
Macro & News Day

Read 1 financial news source (Bloomberg, Reuters, The Edge MY). Understand how global events affect your portfolio sectors.

🔢
Friday
Screen & Shortlist

Use stock screener: filter by P/E < 15, Dividend > 4%, ROE > 12%. Add qualifiers to your watchlist for next week.

📚
Weekend
Deep Learning

Read 1 chapter of an investment book. Recommended: One Up On Wall Street, The Intelligent Investor, Common Stocks & Uncommon Profits.

📊 Portfolio KPI Dashboard

📈 Portfolio Return > inflation + 3% 💰 Dividend Yield > 4% avg 🌱 Div Growth Rate > 5% p.a. 💵 Cash Allocation 5–15% ready 📦 No. of Holdings 10–20 stocks Review portfolio KPIs monthly. Adjust strategy when targets drift.

🧠 Investment Mental Models

🧠

Circle of Competence

Only invest in what you understand. No FOMO into unfamiliar sectors.

🔬

Margin of Safety

Buy at significant discount to intrinsic value. Protection against being wrong.

🏰

Moat Thinking

Ask: what prevents competitors from taking this company's profits?

⏰

Long-Term Thinking

Think in decades, not days. Most wealth is created by holding quality stocks long.

🐻

Mr. Market

Market is emotional. Buy when fearful, sell when greedy. Be contrarian.

🎯

Concentrated vs Diversified

Know enough for 10–15 stocks. Over-diversification dilutes returns.

📖 Investment Glossary

P/E Ratio Price / Earnings. Lower = potentially cheaper. Compare within same sector.
EPS Earnings Per Share. Net profit ÷ shares outstanding. Growing EPS = healthy.
ROE Return on Equity. Net income ÷ shareholders equity. >15% = excellent.
FCF Free Cash Flow. Operating cash − capex. Real cash available for dividends/buybacks.
MOAT Competitive advantage. Brand, patents, network effect, cost advantage, switching cost.
D/E Ratio Debt/Equity. <1 generally safe. High D/E = higher financial risk.
Market Cap Total company value = share price × total shares. Small/Mid/Large cap.
Beta Volatility vs market. Beta>1 = more volatile. Beta<1 = more stable.
Ex-Dividend Date you must own shares to receive dividend. Buy BEFORE this date.
DRIP Dividend Reinvestment Plan. Auto-reinvest dividends to buy more shares.
NAV Net Asset Value. For funds/REITs: assets minus liabilities ÷ shares.
DCA Dollar Cost Averaging. Invest fixed amount at regular intervals.

📚 Must-Read Investment Books

📘
The Intelligent Investor
Benjamin Graham
Value investing bible
📗
One Up On Wall Street
Peter Lynch
Find great stocks in everyday life
📙
Rich Dad Poor Dad
Robert Kiyosaki
Financial mindset shift
📕
The Psychology of Money
Morgan Housel
Behavior & money habits
⚠ Educational content only. Always consult a licensed financial advisor for personal advice.